Buying a condo in Ottawa is one of the easiest ways to step into homeownership — but it’s not always as simple as it looks. Between understanding fees, reviewing legal documents, and evaluating the building itself, there’s a lot to consider before you sign on the dotted line.
Whether you’re a first-time buyer or downsizing to a low-maintenance lifestyle, this guide breaks down everything you should look for when buying a condo in Ottawa.
Understand the Condo Type
Not all condos are created equal. Ottawa offers everything from glass high-rises downtown to stacked or row-style condo townhomes in the suburbs. Each type comes with different maintenance responsibilities and lifestyle perks.
Condo apartments typically offer amenities and less maintenance, while stacked or row-style condo townhomes often include private entrances and small outdoor spaces. Your choice affects both your monthly fees and resale potential.
Review the Status Certificate
Before you buy, always review the status certificate — a detailed document that outlines the building’s financial health, management details, and any upcoming expenses. This is where you’ll find out if there’s a special assessment on the horizon or if the condo corporation has healthy reserves.
A lawyer can review the certificate for you and flag any potential concerns before you commit.
Evaluate the Condo Fees (and What They Include)
Condo fees can vary widely depending on the building. In Ottawa, you can expect anywhere from $300 to $700 per month, depending on the size, age, and amenities.
Fees typically cover things like building insurance, snow removal, landscaping, and water — and sometimes even heat or hydro. But a low condo fee isn’t always a good thing. If fees are unusually low, it might mean the building isn’t saving enough for future maintenance.
Look at the Reserve Fund and Building Age
A healthy reserve fund ensures the building can handle major repairs without passing costs on to owners. Ask for a copy of the most recent reserve fund study, which outlines the balance and future projections.
Older buildings may have higher fees, but they’re often built with solid materials and larger floor plans. Newer builds can be more efficient, but might still be in the early stages of building their reserve funds.
Check the Neighbourhood and Transit Access
A condo isn’t just the building — it’s the community around it. Consider Walk Score, Bike Score, and proximity to amenities like grocery stores, gyms, and coffee shops. For commuters, access to LRT stations or major bus routes can make a big difference in resale value and daily convenience.
Ottawa neighbourhoods like Westboro, Little Italy, and Centretown offer urban convenience, while Barrhaven, Kanata, and Orleans provide quieter, family-friendly condo options.
Ask About Rules and Restrictions
Every condo has bylaws — and they can vary widely. Some buildings have pet restrictions, rental limitations, or renovation approval requirements. Make sure you understand what’s allowed before you buy, especially if you plan to rent your unit out or bring a furry friend along.
Work With a Local Expert
Buying a condo in Ottawa isn’t just about finding a nice space — it’s about making a smart investment. Working with a local expert who understands the nuances of each neighbourhood, building reputation, and resale trends can save you time, money, and stress.
We specialize in helping Ottawa condo buyers find the right fit for their lifestyle and long-term goals. From reviewing listings to guiding you through the offer and closing process, we make sure you’re confident every step of the way.
